Terms and Conditions

1. Acceptance of Terms

By accessing and using the Canine Coverage Co website ("Platform"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you may not use our Platform.

2. Description of Service

Canine Coverage Co provides independent analysis and comparison of pet insurance companies through premium reports and research documents. We do not sell insurance policies, provide insurance advice, or make specific recommendations about which insurance to purchase.

3. Our Role and Limitations

Independent Information Provider: We compile and analyze information about pet insurance companies from various sources including state and federal publications, regulatory data, and public review forums.

No Advisory Services: We do not provide personalized insurance advice, policy guidance, or customer support. All insurance decisions are made independently by users based on their review of available information.

Information Only: Our content is for informational purposes only and should not be considered as professional insurance advice, financial advice, or recommendations.

4. Premium Reports and Digital Products

Purchase and Access: Premium reports are digital products available for immediate download upon purchase. All sales are final.

License to Use: When you purchase a premium report, you receive a non-exclusive, non-transferable license to use the content for personal, non-commercial purposes only.

Restrictions: You may not resell, redistribute, republish, or create derivative works from our premium reports without written permission.

5. User Submissions and Community Contributions

Anonymous Data Only: We may collect anonymous experiences about insurance company treatment and claim outcomes. No personally identifiable information is collected or used.

Right to Use: By submitting information to us, you grant Canine Coverage Co the right to use this anonymous data in our analysis and reports.

No Compensation: Submissions are voluntary and no compensation is provided for shared experiences.

6. Revenue and Affiliate Disclosure

Premium Reports: Our primary revenue comes from the sale of premium research reports and analysis documents.

Community-Recommended Affiliates: We may earn affiliate commissions when our community of pet owners recommends products or services. These partnerships do not influence our analysis or rankings.

Editorial Independence: All analysis is conducted independently regardless of any affiliate partnerships.

7. Accuracy and Disclaimers

Best Efforts: While we strive for accuracy, we make no warranties about the completeness, reliability, or accuracy of information on our Platform.

Third-Party Data: Our analysis includes data from regulatory sources and public forums. We are not responsible for the accuracy of third-party information.

No Guarantees: We do not guarantee any specific outcomes from using our information or purchasing insurance based on our analysis.

8. Intellectual Property

Our Content: All content on our Platform, including reports, analysis, and methodology, is owned by Canine Coverage Co and protected by copyright laws.

User Rights: You may view and use our free content for personal, non-commercial purposes. Premium content is subject to the license terms above.

Trademarks: "Canine Coverage Co" and related marks are trademarks of Canine Coverage Co.

9. Prohibited Uses

• You may not use our Platform to:

• Violate any laws or regulations

• Impersonate any person or entity

• Transmit harmful or malicious code

• Attempt to gain unauthorized access to our systems

• Use our content for commercial purposes without permission

• Scrape or automatically extract data from our Platform

10. Limitation of Liability

No Warranties: Our Platform and content are provided "as is" without warranties of any kind.

Limited Liability: To the maximum extent permitted by law, Canine Coverage Co shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our Platform.

Maximum Liability: Our total liability to you for any claim shall not exceed the amount you paid for premium reports in the 12 months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Canine Coverage Co from any claims, losses, damages, or expenses arising from your use of our Platform or violation of these Terms.

12. Privacy

Your privacy is important to us. Please review our Privacy Policy, which governs the collection and use of information on our Platform.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Platform constitutes acceptance of modified Terms.

14. Modifications to Service

We may modify, suspend, or discontinue any part of our Platform at any time without notice. We are not liable for any modifications or discontinuation of services.

15. Termination

We may terminate or suspend your access to our Platform immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or our business.

16. Governing Law and Jurisdiction

These Terms are governed by the laws of Nevada, without regard to conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of Nevada / Clark County.

17. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Canine Coverage Co regarding your use of our Platform.

19. Contact Information

For questions about these Terms, please contact us at:

Email: support at caninecoverageco.com